Nicholas is a 35-year-old married man. He has one child. He describes himself to be an ambitious and creative man. He operates a grocery store where he sells vegetables and fruit. He has been involved in this business for three years. His business is located at a potential and reliable business area and his primary customers are local dwellers.
Nicholas describes his biggest business challenge to be quick perishability of vegetables and fruit. He will use the Kes 20,000 loan to buy vegetables and fruit to sell. His business goal is to run a wholesale green grocery business within five years. He hopes that in the future, he will have expanded his business. This is his second loan with SMEP DTM, having paid successfully a loan of Kes 20,000.