Joseph is a married man. He has two children, ages 5 and 8 years old. He describes himself to be a jovial and ambitious man. He operates a tailoring retail store where he sells the clothes he makes. He has been involved in this business for five years. His business is located at a strategic business area and his primary customers are schools and the general public.
Joseph describes his biggest business challenge to be lack of enough funds for business expansion. He will use the Kes 50,000 loan to buy a sewing machine. His business goal is to run a boutique within five years. He hopes that in the future, he will buy a personal car. This is his first loan with SMEP DTM.