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Margelis
Margelis is 44 years old and works selling soft drinks and beer both wholesale and retail in the community where she lives, located to the south west of Barranquilla. During the last four years, she has managed build up a customer base and now she is very well-known. For this reason, she needs to be able to have a permanent inventory to be able to respond to the market effectively. Starting the business was her husband’s idea, because they needed to generate a new source of income to be more comfortable at home. He saw that there was no one selling beer in their area, and people walked for a long way to get it. That’s why they decided to start the business to respond to the needs of their neighbors.

She is currently requesting a Kiva loan, which is her first loan from Fundación Mario Santo Domingo, with which she will buy beer at wholesale. The carnival season is coming up and, prior to this, every weekend there are many fancy dress parties and festivals of light which increase customers’ consumption. Her working day is from 12 p.m. to 12 a.m. Her goal is to become the supplier of all the businesses near to her area in order to generate more income and give her children a better education, so that they grow to become good citizens.
View original language description ↓
Margelis de 44 años de edad se dedica a la venta de refrescos y cervezas al por mayor y al detal, en la comunidad donde, habita al suroccidente de la ciudad de Barranquilla; En sus 4 años de experiencia, ha logrado construir una clientela y ya es muy reconocida , por eso ella requiere tener inventarios permanentes para poder responder efectivamente al mercado. Su negocio fue iniciativa de su cónyuge pues necesitaban genera un nuevo ingreso para lograr aun mayor bienestar en su hogar, él tuvo en cuenta que en su sector no había venta de cervezas y la gente caminaba largos trayectos para perder adquirirlas, así fue como al iniciar su negocio respondió a las necesidades de sus vecinos y con ello ha crecido. En la actualidad de está aplicando a un credikiva, primer financiamiento que hace ala Fundación Mario Santo Domingo, mediante el cual comprará en mayor número cervezas, pues se acerca la temporada de carnaval y previo a esta, cada fin de semana, muchas fiestas de disfraces y luces que ameritan el consumo de su clientela. Su horario de trabajo inicia a las 12 del medio día y termina doce horas después. Su meta mas adelante es convertirse en proveedor de todas las unidades de negocios cercanas a su barrio, para generar más ingresos con el fin de que sus hijos logren un mayor nivel educativo y se conviertan en ciudadanos de bien.





Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 536
    View loans »
    Colombia Loans Fundraising
  • $14,929,875
    Funds lent in using Kiva
  • 1,780.8
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Margelis to buy beer at wholesale for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2013
Listed
Jan 28, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013