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Manuel Alexandre
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Manuel is 41 years old and is from Marracuene in the province of Maputo. Manuel is a widower and father of two daughters who both attend high school. His eldest is 16 and is in 10th grade (there are 12 grades in total) whilst his youngest is 13 and in 6th grade.



Manuel finished high school and took a teacher training course at IMAP (Institute of Elementary Teaching) for 2 years. As he didn't find a vacancy at the federal university, he decided to wait for a scholarship from his employer in order to continue his studies. Manuel has been a permanent employee of the Ministry of Education for 17 years. He usually works in the afternoons and receives a monthly salary of 6,000 MZN, from which he manages to save 1,200 MZN unless there are many household expenses.



This will be his first loan with Hluvuku and with Kiva. With the loan of 15,000MZN he plans to buy construction materials to continue building/expanding his house. Last month Manuel received loans from other microlending institutions, but decided to approach Hluvuku when he heard about it from friends.



Manuel doesn't think this loan will be enough to finish the construction of his house and plans to obtain future loans until the project is finished. Once this is done, Manuel also intends to build a small aviary in order to rear chickens.



Translated from Portugueses by Inês Teles, Kiva volunteer



Manuel tem 41 anos de idade e eh natural de Marracuene, na província de Maputo. Manual eh viúvo e pai de 2 filhas: a mais velha de 16 anos esta na 10a classe e a mais nova de 13 anos esta na 6a classe.



Manuel terminou o ensino médio e fez um curso técnico de educação no IMAP por 2 anos. Como não conseguiu uma vaga na universidade federal, decidiu esperar uma bolsa de seu empregador para continuar os estudos. Manual é funcionário permanente do Ministério da Educação fazem 17 anos. Trabalha normalmente nos períodos das tardes e recebe um salário mensal de MTn 6,000, dos quais consegue poupar uns MTn 1,200 caso não tenha muitas despesas em casa.



Este será o primeiro empréstimo de Manuel com a Hluvuku e com o Kiva. Com o valor de MTn 15,000 pretende comprar material de construção para continuar a construção / expansão de sua casa. No passado Manuel já contou com empréstimos de outras instituições de microfinanças, mas ao ouvir por amigos da Hluvuku decidiu aproximar-se da instituição.

Como Manuel não acredita que este empréstimo será suficiente para terminar a construção da casa, pretende pedir outros empréstimos no futuro ate concluir este projeto. No futuro Manuel pretende construir um pequeno aviário nos fundos de sua casa para a criação de frangos.

About Mozambique

  • $1,200
    Average annual income
  • 131
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 23.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Manuel Alexandre purchase of construction materials to finish building house.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 9, 2008
Listed
Jun 18, 2008
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009