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Safina is widowed and the mother of five children, three of whom go to school. She earns a living by running a pub, has been in this business for eight years and sells to all kinds of people. She has applied for a loan for 300,000 Ugandan shillings from MCDT-SACCO to buy more crates of beer, soda, gin and mineral water. She generates additional income by selling charcoal and works seven days a week. Her major business challenges are transportation and people who do not pay their bills. She hopes to become a wholesaler and also to build her own house because she now lives in a home that she rents. Her monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 155
    View loans »
    Uganda Loans Fundraising
  • $28,666,600
    Funds lent in using Kiva
  • 2,677.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Safina to buy more items to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 28, 2013
Currency Exchange Loss:
Aug 17, 2013