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Ms Haleema is 29-year-old married woman and the mother of four children. For the past three years, Haleema has been running a business of hand-embroidery. She started her own business to support her family; prior to this, her husband was the only bread winner. With the passage of time, she has become famous in her community for providing unique embroidery patterns. This has all happened due to her courage and determination.

Because of her work, she is respected in her home. She helps her husband in all family, as well as financial, matters. While talking to the Kashf officer, she shared the feeling of achievement she got by sending her children to school for studies. She has some savings, and applied a loan of Rs 25,000 to purchase spools of threads in various colors and packs of sequins, pearls, and glittering material for embellishment. She is in her second loan cycle, with a good repayment history.

She expects a boost in her business income as she expands her business. She is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 302
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Haleema to purchase spools of threads in various colors with the packs of sequins, pearls, and glittering material for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014