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Ms Kousar is 37-year-old married woman, and the mother of six children. She has been running a business of flour grinding for many years. She started her own business by buying a flour grinding machine to support her family; prior to that, her husband was the only bread earner. With the passage of time, she has become famous in her community for providing good quality flour, and has maintained a regular list of customers.

Because of her work, she is respected in her home. She helps her husband in all family, as well as financial, matters. While talking to the Kashf officer, she shared the feeling of achievement she got by sending her children to school for further studies.

She has some savings, and has applied for a loan of Rs 20,000 to purchase another machine to provide the best quality service to her customers. She is in her 2nd loan cycle with Kashf Foundation. She expects a boost in her business income as she expands her business.

She is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,677,475
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Kousar to purchase another machine to provide the best quality service to her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014