Martha lives in Montserrado County, Sinkor, Liberia; one of the areas that the living conditions are almost equal to the people who live in the center of Monrovia. She is 40 years old, married and has two children aged 7 and 19. Her children are attending school, and she has been running a table for the past 19 years where she sells pepper, rice, palm oil, vita, onions, okra, etc. in the local market. The profits from her business are use on food and rent. She started this business with money from her husband. She spends 8 hours a day on her business, and enjoys the response from her customers. She uses a taxi to get her goods to her table from the wholesale store. She is requesting a loan to purchase more pepper, rice, palm oil, vita, onions, okra, etc. for her business. Her plan is to own a car for her business.