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Gloria
Gloria is married and has 2 children. She has received schooling through senior high school. Gloria sells local juice drinks and fish at Elmina, which she has done for some time now. Her husband is a net owner that fishes in the community. Gloria uses her income to support her husband with their family's general expense. Gloria will use the loan to purchase more ingredients to make her fresh drinks and buy more fish to sell. With the new profits from her expanded business, Gloria plans to increase her capital base and grow her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,215,975
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Gloria to purchase more ingredients to make her fresh drinks and buy more fish to sell.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Jan 30, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013