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Florence lives in Kampala, Uganda. She is single with six children and none of her children is in school. She sells charcoal at the market on a retail basis. She takes care of one additional family member (her grandchild). She has been in this business for the last eight years. She works seven days a week, and she gets additional income from hiring out her motorcycle. Her major business challenges are transportation and seasonality.

Florence has requested a loan of Uganda shillings 1,300,000 from MCDT SACCO to buy more bags of charcoal. Her aspirations are to become a wholesaler and also to build rental houses. She lives in her own house and the family has access to electricity but has no access to piped water. Her major expenses monthly include school fees for the grandchild and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 291
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,677.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Florence to buy more bags of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 28, 2013
Currency Exchange Loss:
Aug 17, 2013