Sammy is a married man. He describes himself to be a hard-working man. He operates a hardware retail store where he sells items such as cement, paints, and pipes. His business is located in a residential area and his primary customers are local residents. He describes his biggest business challenge to be lack of finances to expand his business.
Sammy will use the KES 30,000 loan to buy paints, cement, pipes, etc. to sell. His business goal is to expand his business within five years. This is his second loan with SMEP Deposit Taking Microfinance Limited (SMEP DTM).