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Adwowa produces charcoal for sale at Abura near Cape Coast, which she has done for two years now. Adwowa is married and has seven dependents She uses her income to assist her husband to feed the family and pay their children’s school fees. Adwowa will use her loan to purchase firewood to produce charcoal to sell. With the new profit from her expanded business Adwowa will produce charcoal in large quantity.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Adwowa purchase firewood to produce charcoal to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 31, 2012
Jan 28, 2013
Currency Exchange Loss:
May 18, 2013