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Rowena, 42 years of age, is married and has three children. She is currently engaged in a direct sales business, in particular selling cosmetic products.

Rowena and her spouse aim to have comfortable living conditions, to educate their children and to have a stable source of income. Since her spouse works as a soldier, Rowena would like to help him generate funds so they may obtain their goals in life. Rowena would like to ask for additional capital of PHP 7,000 to buy cosmetic products such as lipstick, make up kits and perfumes for her cosmetic sales business. She believes that by satisfying all of her customer demand, she could also obtain good feedback and better income, which will serve her family's well being.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 688
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Rowena to buy cosmetic products for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 30, 2013
Currency Exchange Loss:
Jul 17, 2013