Peris is a 35-year-old married woman. She has 3 children that range in age from 6 to 12 years old. She describes herself to be visionary woman. She operates a retail business where she sells second hand furniture. She has been involved in this business for 1 year. Her business is located within a very busy rural area and her primary customers are business people. She will use the Kes 40,000 loan to increase her stock of second hand furniture to sell. Her business goal is to expand her business within 5 years. She hopes that in the future, she will be able to educate her children. This is her second loan, after successfully paying back a previous loan of Kes 20,000.