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Esmeralda is 30 years old, married and blessed with three children. Direct selling is the primary source of income for Esmeralda. She has a stall. She has been in her business for four years and usually receives a net income of PHP 8,000 a month.

At this time, Esmeralda is asking for a loan in the amount of PHP 50,000 to buy bags, cell phone cases, paper bags, wrappers and pillows to sell. She hopes that she can obtain her desired loan to improve her business and receive a higher income.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1466
    View loans »
    Philippines Loans Fundraising
  • $59,362,100
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Esmeralda to buy bags, cell phone cases, paper bags, wrappers and pillows to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 30, 2013
Currency Exchange Loss:
Sep 26, 2013