This is Edna, 55, a resident of GMA, Cavite, Philippines. She is married to Ceferino, self-employed, and a mother to her children. She, together with her husband, manages their household as they operate the business. At this time, she and her husband are working hard to provide income to their family.
Edna operates an internet café business. Services like this become a need as customers’ demand increases. Her main patrons are students, who require her services for school requirements. She has customers who need to rent computers for business purposes, like writing a resume and office documentation, as well as customers who would just love to surf the net and visit social network sites. She earns a minimum of 500 PHP in profit every day.
To help her continue operation of her business, she is requesting an 18,000-PHP loan. She will be utilizing the loan to buy additional computer parts and accessories needed in her business. She expects a boost in her business income as she expands her business.
Edna dreams that her computer shop will be known and hopes that her children will finish their studies so they can have a grand vacation. She faithfully meets up with her co-fellowship members to share stories of her life and business every week, where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.