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Pius is a 39-year-old married man. He has three children with ages ranging from six years to fourteen years. He describes himself to be an ambitious man. He operates a farm where he sells tree seedlings. His business is located in a local residential area, and his primary customers are the local residents. He describes his biggest business challenge to be insufficient funds for improving his business. He will use the Kes 11,100 loan to buy a water tank, which will be used by his five family members for household activities. His business goal is to expand his farming business within five years. This is his second loan with SMEP DTM after taking out a previous loan of Kes 20,000.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 728
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Pius to buy a water tank.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 1, 2013
Jan 26, 2013
Currency Exchange Loss:
Jan 17, 2014