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Rosemary is a 39-year-old married woman. She has two children, 2 years old and 13 years old. She describes herself to be honest and hardworking. She operates a farmstand where she sells bananas. She has been involved in this business for six years. Her business is located at a business area and her primary customers are local residents.

Rosemary describes her biggest business challenge to be the high transportation cost of the bananas. She will use the Kes 11,100 loan to buy a water tank which will be used by her family members. Her business goal is to expand her business and employ people within five years. She hopes that in the future, she will improve her farming business.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 855
    View loans »
    Kenya Loans Fundraising
  • $43,068,825
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Rosemary to buy a water tank.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 26, 2013
Currency Exchange Loss:
Feb 17, 2014