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Luis Armando
Luis is 28 years old and lives with his parents and siblings with whom he works to get ahead. Luis raises beans and corn which has been how they make a living for generations. Luis is asking for this loan to buy pesticides, and bean and corn seed to plant. In this way Jose expects to increase his production of basic grains and be able to sell in bulk. This loan though INTEGRAL is very important for growing his business and for the financial stability of his household because it’s the only source of income he has.
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Luis de 28 años de edad, vive junto a sus padres y hermanos, con quienes trabajan para salir adelante. Luis se dedica al cultivo de frijoles y maíz, lo cual durante generaciones ha sido la actividad principal que les permite contar con el sustento diario. Luis solicita un préstamo a INTEGRAL, a través del cual pueda contar con el dinero necesario para comprar: pesticidas y semillas de frijoles y maíz para sembrar. De esta forma José espera aumentar su producción de granos básicos para posteriormente vender por mayor. El préstamo otorgado por INTEGRAL, es muy importante para el crecimiento de su negocio y la estabilidad económica de su hogar, debido a que es la única fuente de ingreso que posee.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 711
    View loans »
    El Salvador Loans Fundraising
  • $27,098,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Luis Armando to buy seeds and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 21, 2013
Jan 26, 2013
Currency Exchange Loss:
Jan 25, 2014