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Sin Límites  (Cuenca) Group
In this Group: María Rosa Amable, María Fabiola, Carmen Del Pilar, Cecilia Patricia*, Segundo Efrain, Hortencia Elizabeth, Angelica María, Catalina Elizabeth
* not pictured
“Sin Límites” is a communal bank made up of seven women and one man; all friends and neighbors who have different businesses but the same objective of improving their financial stabilities and getting their families ahead. They are ladies of great charisma and enthusiasm who always reward us with a smile. They live in a beautiful sector in Cuenca, a city known as the Athens of Ecuador. Its pre-colonial architecture made is a World Heritage Site. The typical food is very varied and its people maintain their culture and traditions.

Hortensia is one of the members. She’s 37 years old, married, and has two children, ages 14 and 10. Her older daughter attends high school and her younger son attends school in town. Her husband is a technician and repairs office equipment. They don’t have a home of their own so they live with a relative.

Hortensia sells a variety of products but what she sells the most of are artesian chocolates, office supplies, and a few other things. She has been doing this for six years, sells to stores and neighborhoods, and works seven days a week without a set schedule.

She will use this loan to buy artesian chocolates, notebooks, pencils, pens, paper, etc. to continue growing her business.

Her goal is to have he own shop so she can sell her products from there.

The small photo is of a member who could not be present when the photo was taken.
View original language description ↓
Sin Límites es un banco comunal conformado por 7 socias y 1 socio quienes son todas amigas y vecinas que tienen diferentes trabajos pero un mismo objetivo que es el de mejorar su estabilidad económica y sacar en adelante a sus familias, son mujeres de un gran carisma, entusiastas y siempre nos regalan una sonrisa. Viven por un hermoso sector de la ciudad de Cuenca, ciudad que es conocida como la Atenas del Ecuador, su arquitectura colonial le dio el nombre de Patrimonio Cultural de la Humanidad, la gastronomía típica es muy variada, su gente aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Hortensia, tiene 37 años de edad, está casada y en su unión conyugal ha concebido 2 hijos de 14 y 10 años, su primera hija estudia en el colegio y su segundo hijo en una escuelita de la ciudad. Su esposo es de profesión técnico y labora en el arreglando equipos de oficina, no tiene casa propia por lo que vive en casa de un familiar.

Doña Hortencia se dedica al comercio, vende una gran variedad de productos pero lo más que vende es chocolates artesanales, suministros de oficina y algunos artículos más, esta actividad la desempeña hace 6 años y vende recorriendo por las tiendas y negocios de sus clientes, trabaja de domingo a domingo sin un horario fijo.

Su nuevo crédito lo va a invertir en la compra de chocolateles artesanales, cuadernos, lápices, esferos, papel, etc. para continuar creciendo en este negocio.

Su meta es tener un local propio y poder vender su mercadería desde allí.

La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sin Límites (Cuenca) Group's $3,750 loan helped a member to buy merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013