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Doña Angela, while always working as a janitor at a company and also being a single mother of 3 children, has known out how to get ahead with them. They are adults now and all help her out, each doing different jobs.

She uses her loans for construction on her house. Little by little she has been making improvements to it, thanks to the financing, for which she is very grateful. With this new loan, she will make divisions between rooms, buy iron, cement, and sand blocks to secure her house and have privacy with her family.
View original language description ↓
Doña Angela siempre con su trabajo como conserje en una empresa, siendo una madre soltera de 3 hijos ha sabido salir adelante con ellos quienes ahora son mayores de edad todos con diferentes labores y le apoyan a ella, sus créditos los utiliza para construcción de su casa, poco a poco ha venido haciéndole mejoras gracias al apoyo de financiamiento por lo cual está muy agradecida y con este nuevo préstamo hará divisiones de cuartos, comprara hierro, cemento, arena bloques, esto para asegurar su casa y tener privacidad con su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Angela to buy iron, cement, and sand blocks for construction.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014