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Amalya lives in Arevik village of Armavir region with her two sons. She cultivates tomatoes and also owns a grape orchard. Her sons help her to sell the harvest in the local markets. Agriculture is the only source of income for this family and it is very important for Amalya and her sons to gather a good harvest.

Amalya would like to expand her agricultural business and gather more income. She has requested this loan to pay for three steers. The loan is very important for Amalya and her sons to get more income and improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $13,288,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Amalya to pay for three steers.
69% repaid
Repayment Term
45 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 26, 2013
Currency Exchange Loss: