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María De Jesús
María de Jesús is a hard-working woman. She works every day from six in the morning to three in the afternoon.

She works in a health center as a nurse. She has worked in this state institution for 10 years.

She is requesting the loan from Ceprodel to invest in repairing her house by reinforcing the walls and repairing the roof. These improvements will permit her to repair her home.

She will invest this loan in buying construction materials, such as zinc, cement, iron and sand. In this way she will be able to continue improving her living conditions and those of her family, by improving their home.
View original language description ↓
La señora María de Jesús, es una mujer trabajadora, labora diario desde las seis de la mañana hasta las tres de la tarde.

En un centro de salud desempeñándose como enfermera desde hace 10 años labora en esta institución del estado.

Solicita el préstamo a ceprodel para invertir en la reparación de su casa, lo cual será reforzamiento de paredes y reparación de techo. Estas mejoras le permitirán reparar su vivienda.

este crédito lo invertirá en compra materiales de construcción de cinz, cemento, hierro, arena, de esta forma le permitirá ir mejorando su condición de vida y la de su familia al mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped María De Jesús to buy construction materials to improve her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 25, 2013
Currency Exchange Loss:
Mar 18, 2014