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Luis Arnulfo
LUIS ARNULFO is 33 years old. He is married and has no children. He lives with his wife in the Chimbo province of Bolívar.

LUIS ARNULFO is a farmer and grows corn. He is asking for the loan to buy urea, insecticide, liquid weed killer and ranger herbicide. With the help from the loan, he will be able to buy fertilizer. ranger.

The challenges he faces are the competition and crop pests. His dream is to improve the quality of his housing. In his free time, he likes to play soccer.
View original language description ↓
LUIS ARNULFO tiene 33 años de edad es casado no tiene hijos, vive con la esposa en Chimbo Provincia de Bolívar.

LUIS ARNULFO se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar urea, insecticidas, líquido mata maleza, ranger. Con la ayuda del crédito podrá comprar los fertilizantes.

Los desafíos a los que se enfrenta es la competencia y la plaga en los cultivos.

El sueño es mejorar el nivel de vida. En el tiempo libre le gusta jugar futbool.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Luis Arnulfo to buy urea, insecticide, liquid weed killer and ranger herbicide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 11, 2013
Jan 25, 2013
Currency Exchange Loss:
Feb 17, 2014