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Sandra Elizabeth
Sandra is 36 years old and lives in her own house along with her family, her husband and children. She works farming staple grains such as corn and beans. She does this work with her husband and this is how they put bread on the table everyday. Sandra is an enterprising, hardworking, and responsible woman. She has always worked in farming because she knows very well how to do this work. Every year she sells part of her harvest and keeps the rest for consumption. In this way, she is slowly moving forward and giving her family their staples. She lives in very humble circumstances with her family, and this motivates her to keep fighting for a different future. She has made the decision to request a loan from INTEGRAL to buy agricultural supplies such as seeds, fertilizer, insecticides, etc. This is how she makes a living and puts bread on the table. She hopes that there will be a good harvest this year and that she will be able to achieve her dreams.
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Sandra de 36 años de edad y habita en casa de su propiedad junto con su grupo familiar su esposo y sus hijos. Ella se dedica a la agricultura de granos básicos como maíz, frijol. Esta actividad la realiza junto a su esposo y es así como logran llevar el pan de cada día a su hogar. Sandra es una mujer emprendedora, trabajadora y responsable. Siempre se ha dedicado a la agricultura por lo que conoce muy bien la manera de hacer esta activada. Cada año realiza esta actividad de la cual vende una parte de su cosecha y la otra la deja para consumo. Es así como poco a poco va saliendo adelante y dando a su familia el alimento básico. Vive en condiciones muy humildes junto con su familia, esto la hace agarrar más fuerzas para seguir luchando por un futuro diferente. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en la compra de insumos agrícolas como: semillas, abonos, insecticidas, etc. Es así como se gana la vida y lleva el pan de cada día a su hogar. Espera que este año la cosecha sea favorable y logre cumplir su sueño.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Sandra Elizabeth to buy agricultural supplies such as: seeds, fertilizer, insecticide, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2013
Jan 27, 2013
Currency Exchange Loss:
Feb 21, 2014