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Hakob is from the Syuniq region. He lives with his wife, mother, son and daughter.
Hakob is involved in agriculture and is the only breadwinner in the family. He keeps 10 sheep and cultivates wheat. Together with his wife, Hakob works hard to sustain his family.
He has applied for this loan to purchase 2 cows and forage for feeding them. He will get milk which he plans to use in cheese production. This will enable Hakob to earn more income.
The loan is very important for Hakob to earn more income and ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 97
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Hakob to pay for two cows and forage for feeding them.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 26, 2013
Currency Exchange Loss:
Nov 18, 2013