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Idalia Andrea

Update on Idalia Andrea

Idalia is 41 years old and gets ahead thanks to her small general store business, which she works with her husband who is a machine operator. This allows them to pay for their son’s education and also repay their loans, which they have been using to build their home. This is their fifth opportunity for a loan and she wants to secure her home by adding front gates and iron doors. She will use the money to buy plates, iron bars, cement, cinder blocks, and sand. Her future plans are to finish building her house and live a little better.
View original language description ↓
Doña idalia de 41 años, siempre adelante gracias a su pequeño negocio de pulpería que con el apoyo de su compañero quien trabaja como operario de máquina ayudan a su hijo para los estudios y pagar sus créditos los cuales viene utilizando para construcción con esta quinta oportunidad de préstamo desea asegurar su casa con la elaboración de portones delanteros y puertas de hierro comprara platinas, hierro, cemento, bloques, arena, sus planes a futuro es terminar la construcción de su casa y vivir un poco mejor.

Previous Loan Details

Idalia has owned a grocery store for some time now and it's her main source of income. The goal she hopes to reach with the loan she'll be granted at this time is to add on an annex to the front of her house to give her store better condiditons and be able to provide better customer service.... More from Idalia Andrea's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,094,725
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Idalia Andrea to buy building materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 1, 2013
Currency Exchange Loss:
Mar 17, 2014