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Rosa Amalia

Update on Rosa Amalia

Rosa is 57years old and lives with her brother, nephews, and her son. She has a tortilla factory and has worked it for more than two years. It’s been a very profitable business because tortillas are a basic part of the Salvadorian diet, so the demand is high. She is very hard working, wants to come out ahead, be financially stable, and have what she needs in her home.

She is asking for this loan to buy corn in bulk so she can get better prices. She also wants to buy salt and propane gas to make tortillas. Rosa wants to increase her production so that she can live better.
View original language description ↓
Rosa de 57 años de edad, vive junto a su hermano, sobrinos y así mismo vive junto a su hijo. Ella posee una tortillería, en la cual trabaja desde hace más de 2 años, la cual ha sido un negocio bastante rentable, debido a que la tortilla por ser parte de la dieta básica de los salvadoreños, posee mucha demanda. Ella es una persona muy trabajadora que desea salir adelante y contar con una mejor estabilidad económica en la que posean todo lo necesario en el hogar. Rosa solicita un préstamo por medio del cual pueda contar con el dinero necesario para invertir en la venta de tortillas comprando maíz por mayor para obtenerlo a menor precio, también para la compra de cal y gas propano para la elaboración de las tortillas. Lo que Rosa más desea es aumentar su producción y así vivir mejor.

Previous Loan Details

Rosa Amalia is fifty-seven years old and lives with her son, brother, and nephews. She owns a tortilla shop. She has had the business for several years and has acquired considerable experience in sales. She is very well known in the region since she makes the most delicious tortillas in the area.... More from Rosa Amalia's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 452
    View loans »
    El Salvador Loans Fundraising
  • $23,241,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped Rosa Amalia to buy ingredients.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 19, 2014