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Elizabeth
Gemima, 37, is a very generous, friendly and hardworking woman. She lives with Cesar, who is a merchant and the father of her children. They live comfortably in their own house with their two children, ages 16 and 9. She works a lot to be able to give her family a better quality of life.

Gemima sells fresh fish of all kinds. She starts very early, going to the fishing docks to buy good-quality, fresh fish at various price points. Later she often sells them on the same port, using a speaker to call out to her customers. She gives her customers the most nutritious and delicious products. She sells door-to-door. She started out selling candies and snacks, and with her earnings plus a loan from MFP she began selling fish.

She has been doing this work for more than a year and her husband helps her. She thinks it's profitable because she can make money only working a half day and the rest of the time she can dedicate to her family and her home. She feels good that she brings home good income and always has customers, who she takes care of with an enormous smile and friendly demeanor. Before starting her business she didn't have enough money to cover her household expenses. She has plans to keep working to grow her business.

This is her 5th loan with MFP. She is very happy knowing that she has a financial backer because it gives her the guarantee of continuing to work without worry. She is also very happy to be part of her village bank because all of the members are very responsible and united.

With the requested 3000 soles, she will buy fresh fish in greater quantities and varieties, because she thinks that with greater variety she will have more sales and improve her profit margins.
View original language description ↓
Gemima, de 37 años, es una mujer muy generosa, amable y trabajadora. Conviviente con Cesar quien es comerciante y padre de sus hijos. Vive cómodamente en su casa propia en compañía de sus 2 hijos de 16 y 9 años de edad. Ella trabaja mucho para poder brindar una mejor calidad de vida a su familia.
El trabajo de Gemima consiste en la venta de pescado fresco de diversa variedad, su actividad empieza desde muy temprano al ir al puerto de pescadores a comprar pescado fresco de varios precios y buena calidad. Para luego venderlos al menudeo en el mismo puerto de pescadores contando con un parlante para llamar a los clientes, brindando a sus clientes los mejores productos nutritivos y deliciosos. Ésta actividad lo realiza como vendedora ambulante, se inició vendiendo dulces y golosinas, con las ganancias más un capital prestado por MFP incursiono en la venta de pescados.
Lleva realizando éste trabajo por más de 01 año y lo hace con la ayuda de su pareja.
Considera rentable por que le permite tener ingresos solo trabajando medio día y el resto del tiempo puede dedicar a su familia y su hogar, se siente muy bien ya que genera buenos ingresos y siempre tiene clientes a quienes atiende con una enorme sonrisa y un trato muy amigable. Antes de empezar con éste negocio su dinero no le alcanzaba para solventar los gastos de su hogar. Tiene planes de seguir trabajando para hacer crecer su negocio.
Este es el crédito número 05 con MFP, está muy contenta de saber que tiene un respaldo financiero ya que le dará la garantía de seguir trabajando tranquila. Además está muy contenta de pertenecer a su banco comunal ya que todos sus integrantes son muy responsables y solidarios.
Con el monto solicitado 3000 soles, comprará pescado frescos en mayor cantidad y de toda variedad, pues considera que a mayor variedad, tendrá mayores ventas y aumentará sus márgenes de ganancia.

About Peru

  • $6,715
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Elizabeth to buy fresh fish in greater quantity and variety.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013