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Delmy Raquel
Delmy Raquel, 36, lives with her daughters in her father’s house. She has a beauty salon where she does hair coloring, hair straightening, etc. She’s been in business for several years and has gained much experience that leads to the best profits. Her business is located in a spot she deemed very good for her activities. She’s acquired a large clientele because people prefer her because her work is first quality at accessible prices and service is unequalled; she’s always at her customers’ disposal.

Delmy’s an active woman who is devoted to her work; she’s very tenacious and strives daily to reach her dreams. She knows that only with constancy and love of work will she attain success.

Demand for products has increased in recent weeks and she wants to recuperate which is why she’s asking INTEGRAL for a loan to buy hair dyes, a hair straightening iron, scissors, cosmetics, etc. Delmy Raquel has good payment references and is very responsible. She assures that she’ll be able to repay the loan while at the same time trusts that she’ll be able to give her family a better life.
View original language description ↓
Delmy Raquel de treinta y seis años de edad vive junto a sus hijas en casa de su padre, ella posee una sala de belleza donde realiza tintes, planchados cortes entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, su negocio esta ubicado en un lugar que califico como muy bueno para sus actividades, se ha hecho de mucha clientela pues las personas la prefieren porque todo su trabajo es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Delmy es una mujer activa, dedicada a su labor y muy luchadora todos los días se esfuerza por tratar de cumplir sus sueños sabe que solo con constancia y amor al trabajo podrá alcanzar ese éxito, en las ultimas semanas aumento la demanda del producto y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar tintes, plancha, tijera, cosméticos etc. Delmy Raquel tiene buenas referencias de pago, es muy responsable asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 696
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Delmy Raquel to buy hair dyes, a hair straightening iron, scissors and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 21, 2014