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Fermín is 52 years old. As he has cows he makes and sells cheese. He lives in Huanocollo. The townspeople there work in agriculture and livestock. This loan is his first cycle in the institution. Fermín will use this loan to buy a dairy cow and he would like to make the most of this opportunity.

His reason for requesting this loan is because he has no money to make this purchase. This purchase will be of great benefit to him as the cow will provide a good quantity of milk. In this way he can make more cheese and improve his income. Fermín faces challenges in his business such as purchasing fodder which he has to do from time to time. He will use the money to improve his herd. He would like to be able to make cheese to sell wholesale and to supply the different markets in La Paz city.
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El Sr. Fermín tiene 52, el se dedica a la elaboración y venta de queso ya que tiene ganado vacuno, el vive en la localidad de Huanocollo, la gente de la población se dedica a la agricultura y ganadería, este préstamo es su primera secuencia dentro de la institución, el Sr. Fermín utilizara este préstamo para la compra de una vaca lechera y quiere aprovechar esta oportunidad, Su razón para solicitar este préstamo es no tiene dinero para la compra ya que esto le beneficiara de gran manera ya que proporcionara buena cantidad de leche y así de esta manera producir más quesos y mejorar sus ingresos económicos, El Sr. Fermín enfrenta retos en su negocio que son el forraje que debe comprar cada cierto tiempo, y utilizara los beneficios mejorar su ganado y su deseo es poder elaborar quesos por mayor y ofrecer a los distintos mercados de la ciudad de La Paz.

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Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 204
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Fermin to buy a cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Feb 1, 2013
Currency Exchange Loss:
Dec 21, 2013