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Julio Oswaldo
Julio is 38 years old. He lives in the town of Camana which is known for its beautiful beaches, wide range of food (especially the renowned and tasty shrimp soup), and its agriculture. Rice, beans, corn etc. are grown there.

Julio is a single father of a 10-year old daughter whom he has raised with much dedication. He would give his life to see her happy. Because he is poor, he was only able to go grade 5 of secondary school but he would like to have gone to university.

Julio is a builder by trade. He works around ten hours per day and can see up to six customers per day--it all depends on the size of what he is building. He believes his business is going well because he is responsible with his work.

He is very grateful to Kiva donors since it is thanks to their help that he will be able to buy tools such as a hammer, sledge hammer, chisels etc. In this way he will have the tools necessary to carry out his work, and he will be able to earn more money as he won’t have to rent equipment. He will be able to continue his daily effort and fulfill his dream of owning his own house and providing his daughter with a good life.
View original language description ↓
Julio tiene 38 años de edad. Su vivienda se ubica en la ciudad de Camana, ciudad que posee playas hermosas, una gastronomía variada, en especial uno de los platillos muy conocidos es el riquísimo “Chupe de Camarones”, también se desarrolla la agricultura y se cultivan productos como arroz, frejoles, maíz, entre otros. Julio es padre soltero, con mucha dedicación saca adelante a su pequeña hija de 10 años de edad, por la cual daría la vida con tal de verla feliz. Debido a sus pocos recursos económicos solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado poder tener una carrera universitaria.

Día a día Julio trabaja como albañil, él le dedica a su trabajo alrededor de 10 horas al día y puede atender hasta 6 clientes diariamente, ya que depende del tamaño de la construcción, el cree que está saliendo adelante en su negocio porque es responsable con su trabajo.

Julio está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales para su trabajo como martillo, comba, cinceles, entre otros, de esta manera podrá tener las herramientas necesarias para desempeñar su trabajo, así como también mejorar sus ingresos ya que no tendrá que alquilar sus materiales; de esta manera lograra seguir luchando para poder hacer realidad su más grande sueño:” Tener una casa propia y darle una buena”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $55,266,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Julio Oswaldo buy tools such as a hammer, sledge hammer, chisels etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Mar 1, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013