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Santiago is 19 years old and sells milk and cheese. He has cows and lives in Batallas. The people there are farmers and raise livestock. This will be his first loan through the institution. He will use the money from this loan to buy a dairy cow that is being offered to him at a low price and he wants to take advantage of this opportunity. His is asking for this loan because he doesn’t have the money to buy the cow and having it will provide many benefits because he will be able to have more milk, be able to make more cheese, and increase his income.

Santiago has challenges in his business such as buying bedding periodically and he will use these benefits to improve his livestock. He dreams of buying other cows.
View original language description ↓
El Sr. Santiago tiene 19, el se dedica a la venta de leche y queso ya que tiene ganado vacuno, el vive en la localidad de Batallas, la gente de la población se dedica a la agricultura y ganadería, este préstamo es su primera secuencia dentro de la institución, el Sr. Santiago utilizara este préstamo para la compra de una vaca lechera que le están ofreciendo a un bajo costo y quiere aprovechar esta oportunidad, Su razón para solicitar este préstamo es no tiene dinero para la compra ya que esto le beneficiara de gran manera ya que proporcionara buena cantidad de leche y así de esta manera producir más quesos y mejorar sus ingresos económicos, Santiago enfrenta retos en su negocio que son el forraje que debe comprar cada cierto tiempo, y utilizara los beneficios mejorar su ganado, sueña comprar otras vacas lecheras.

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About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 231
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Santiago to buy a dairy cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 5, 2013
Feb 1, 2013
Currency Exchange Loss:
Dec 21, 2013