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Veronica Temilda
Verónica Temilda is 21 years old, single and has no children. She lives with her parents in the city of Chimbo, Bolívar province, and sells clothes for a living.

Verónica is requesting a loan to buy a refrigerator. With this loan she will be able to buy what is missing in her house.

Her main challenge is competition. Her dream is to finish her university studies. During her free time she likes to travel abroad.
View original language description ↓
VERONICA TEMILDA tiene 21 años de edad es soltera no tiene hijos, vive con los padres en la ciudad de Chimbo Provincia de Bolívar.

VERONICA TEMILDA se dedica a la venta de ropa. Solicita el crédito para comprar un refrigerador. Con la ayuda del crédito podrá comprar lo que le hace falta para su vivienda.

Los deafíos a los que se enfrenta es la competencia. El sueño es culminar la universidad. En el tiempo libre le gusta viajar fuera del país.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Veronica Temilda to buy a refrigerator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 25, 2013
Currency Exchange Loss:
Mar 18, 2013