Vanesa is a merchant. She has a higher level of technical education. She lives in her parents’ house, occupying two rooms with fine finishing touches and wooden floors. She lives in the Villa Fátima area of the city of La Paz.
Vanesa sells shoes, jewelry, perfume, and scarves. She sells her products for over ten hours a day. She does this in order to cover expenses for water, electricity, and her education.
She needs the loan to buy a laptop for her studies. This way she will improve her level of education.
Vanesa’s dream is to complete her higher level studies. She is studying social communication.
This is the first time with IMPRO and the first time with Kiva.
La señora Vanesa es comerciante; su nivel de educación es técnico superior, vive en la casa de sus padres ocupando 2 habitaciones en un acabado fino y piso de machimbre (piso de madera) en la zona de Villa Fátima de la ciudad de la Paz.
Vanesa es comerciante de calzados, joyas, perfumes y chalinas y vende sus productos más de 10 horas al día, para cubrir los gastos de agua, luz y su educación.
El crédito lo requiere para la compra de una laptop para sus estudios y así mejorar su nivel de educación.
El sueño de Vanesa es culminar sus estudios superiores ya que ella está estudiando comunicación social.
Es la primera vez con IMPRO y la primera con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.