Janet lives in West Point located in Montserrado County, which is known as the most commercial city in Liberia. Janet is 46 years old, and has three children between the ages of 11 and 23 years. For the past 20 years she has been selling charcoal in a shop at the local market. Some of the problems she faces is small capital. She spends 8 hours a day in her business and enjoys the profits she makes every day. Having money for her expenses makes her proud of her business. She is requesting a loan to purchase more bags of charcoal to sell at her business. Her dream is to build a house.