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Zarina is 36 years old, is married and is raising 5 children. All of Zarina's children are young, the oldest is 12. All of them go to school. In their free time the children help their mother. Zarina teaches Russian language and literature at the local school. She has a very kind and happy personality. As a source of income for her family, Zarina farms and raises livestock. Having a developed farm, Zarina has a monthly income of 10,000 som (KGS). In order to further grow her business, Zarina turned to "Bai-Tushum & Partners" for a loan of 50,000 som (KGS) to purchase a milk cow and seeds and fertilizer for planting. Zarina plans to invest her earnings into growing her farm further.
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Зарине 36 лет, замужем, воспитывает 5 детей. Все дети Зарины маленькие самой старшему 12 лет. Все учатся в школе. В свободное от школы время дети помогают матери. Зарина является преподавателем русского языка и литературы в местной школе. По характеру очень добрая и веселая девушка. В качестве источника дохода для семьи, Зарина занимается полеводством и животноводством. Имея в хозяйстве развитое хозяйство, Зарина имеет ежемесячную прибыль в сумме 10,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Зарина обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку дойной коровы и семена,удобрения для посадки. Доходы Зарина планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zarina to purchase a cow, seeds and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 28, 2013
Currency Exchange Loss:
Dec 17, 2013