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Al Hawraa Group
In this Group: Fatima, Zeinab , Hilda
Fatima is the featured borrower of Al Hawraa's group. She got together with her other group members to request this Al Majmoua loan because they have always been neighbors and friends. She is seated on the right. She has been working in a clothes factory for 10 years, and does well in her business because of her special talent, good quality of production and reputation. She is a 43-year-old married woman and is the mother of three children (Ali-M-28, Nana-F-18 and Samar-F-15). She works hard to help her husband in making their living and covering their expenses.

Because of increasing family needs and requests, Fatima is going to start her own sewing business to increase their income. She will pursue this in addition to her job. She is applying for a loan from Kiva partner Al Majmoua, in order to buy the necessary sewing machine to start her own business.

Zeinab is a 40-year-old married woman and the mother of three children (Bassam-M-14, Doha-F-12, Ali-M-7). She has worked in the cleaning department at a school for one year. She is requesting a loan from Kiva partner Al Majmoua, to buy a washing machine that is necessary for her household needs.

Hilda is a 36-year-old married woman and the mother of three children (Sara-F-16, Hassan-M-12, Ali-M-5). She has worked in the cleaning department at a school for one year. She is requesting a loan from Kiva partner Al Majmoua, to pay for her children's school fees.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 123
    View loans »
    Lebanon Loans Fundraising
  • $17,359,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Hawraa Group's $1,500 loan helped a member to buy a special updated sewing machine to start her own business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 25, 2013
Currency Exchange Loss:
Oct 17, 2013