Lydia, 34 years old, lives in West Point, one of the most populated and well-known market areas in Montserrado county. She is married and has five children aged 10, 12, 17, 19, and 21, all living at home and attending school. For the past two years, Lydia has been selling rice, charcoal, and oil in her community. She enjoys the interaction with her customers and the profit she makes enables her to buy food for her household. Lydia faces the problem of a small income. She is requesting a loan to purchase more oil and bags of rice and charcoal for her business. Lydia's dream is to have a house for her children.