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Toji is a 50 year old woman. She is married and has five children and 10 grandchildren. Toji together with her husband has been raising livestock her whole life because they both do not have an education. While raising livestock they raised five children. This is their sole source of income for their family. The children do not work anywhere right now, they just help their parents raise livestock. She and her husband try hard to help their children in the hope that they will be their support in old age. This family is very close and hardworking.

Toji plans to use the loan to buy livestock and increase her livestock count. Toji and her family are very grateful to Kiva, because thanks to organizations like Kiva people who need financial support can bring their plans to fruition.
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Тоджи женщина в возрасте 50 лет. Она замужем, имеет пятерых детей и 10 внуков. Тоджи вместе со своим мужем всю свою жизнь занимается откормом скота так как они оба не имеют образования. Откармливая скот они вырастили пятерых детей. Это их единственный доход в семье. Дети пока не где не работают только помогают своим родителям по откорму скота. Они с мужем очень стараются помогать своим детям в надежде что в старости они будут им опорой. Это семья очень дружная и трудолюбивая.
На полученный кредит Тоджи планирует купить скот и увеличить поголовье скота. Тоджи и его семья очень благодарны организации Кива за то, что благодаря таким организациям как Кива, люди нуждавшийся в финансовой поддержке могут осуществить свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 176
    View loans »
    Tajikistan Loans Fundraising
  • $29,362,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Toji to buy cattle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 28, 2013
Currency Exchange Loss:
Oct 17, 2013