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Hay, who is 43 years old and a mother of four dependent children, happily lives with her household in a small village of Prey Chor district, Kompong Cham province. Her main business activity is growing rice, in which she has been involved for almost 20 years. She has great support from her children and husband, to ensure an abundant harvest in each season. Rice harvest has been her major source of income.

Hay is requesting a loan amount of 1,600,000 KHR to provide for the maintenance of her rice fields. Specifically, she will buy a cow to help her in her farm work. Her main objective is to improve her farm’s productivity, with the help of proper financing she will obtain from kind lenders. After the loan use, she believes that she will be able to earn higher income to cover her household expenses, and to provide a better quality of life to everyone in her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 224
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hay to buy a cow to support her in her farm work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 3, 2013
Jan 25, 2013
Currency Exchange Loss:
Aug 17, 2014