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Saum's Group
In this Group: Saum, Sreymach
Saum is 34 years old and a local farmer with four children, all of whom are in school. For the past 12 years, she has grown a variety of cash crops such as sugarcane, beans, and sesame. Saum's husband also supports the farm. She has successfully repaid her first loan with VisionFund that improved her living standards and provided for her children's education.

Saum is the leader of a two-person loan group requesting a 4,000,000 KHR loan for each member. She will use her portion of the loan to buy fertilizer to improve her crop husbandry. Saum hopes to triple her crop yields to improve her income and maintain her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 259
    View loans »
    Cambodia Loans Fundraising
  • $37,493,750
    Funds lent in using Kiva
  • 3,983.3
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saum's Group's $2,025 loan helped a member to buy fertilizer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Feb 1, 2013
Currency Exchange Loss:
Jul 17, 2014