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This is Felicisima, 52, a resident of Batasan, Philippines. She is married to Romeo, her business partner, and she is a mother to their children. She and her husband manage their household while operating the business. She is a hardworking mother and she keeps on thinking of venturing to other businesses to continually provide income for their everyday expenses.

Felicisima has a retailing business where she sells different products like dishwashing liquid, perfume and fabric conditioner. She is also selling Health and Wealth products. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

She is requesting a 30,000 PHP loan to help her continue in the operation of her business. She will use the loan to buy more dishwashing liquid, perfume and fabric conditioner.

Felicisima dreams to have more businesses and hopes to give a good life to her family. She faithfully meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1008
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Felicisima to pay for additional stocks of supplies like dishwashing liquid, perfume and fabric softener needed in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 25, 2013
Currency Exchange Loss:
Jun 17, 2013