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Maria Isabel
María Isabel is a 51-year-old woman. Throughout her life she has faced tough obstacles, and her financial situation hasn't always been the best. That's why she completed elementary school and soon thereafter started helping with household chores in order to support herself and fulfill the needs of everyone in the household. She currently lives with her partner - a hardworking farmer named Estenio who's 54 years old and works everyday on the farm, regardless of the rain or the burning sun. María and her partner have a son and they hope to provide him with what he needs in order to successfully complete his studies. They live in their family home in the parish of Puerto Limón of the canton of Santo Domingo. It's a commercial gateway between the coast and the mountains of Ecuador, an area inhabited by a Tsáchila community with several tourist attractions. Most of the people who live in this parish work in agriculture and cattle raising. Each family in this area labors everyday on the fruits of their land in order to get ahead and not falter.
María Isabel was faced with poor job opportunities in the private sector due to her lack of education. That's why she felt the need to establish a business consisting of selling snacks and fast food in a bar located in a local school. María took on this challenge two years ago, and she has grown and has been able to afford her household expenses which her husband used to pay for alone. She works on this business 8 hours a day and afterwards she keeps on doing household chores she can't neglect. She currently requests a loan which she'll use to purchase some merchandise that allows her to stock up her business. Aside from that, she'll purchase a rotisserie with which she'll be able to prepare additional foods that her customers request. Her young and teenage customers have a demanding taste during their recess or free time. María hopes to improve her profits and therefore her quality of life. When asked about why she trusts Fundación Alternativa - which provides the loan - she answers that it's an institution who has the distinctive trait of supporting enterprising people of rural areas by providing them with support and readiness without further obstacles to achieve their dreams. María Isabel sends her greetings to all the people around the world who by using Kiva become part of her dream to overcome.
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María Isabel es una mujer de 51 años a lo largo de su vida ha atravesado obstáculos difíciles y sus condiciones económicas no siempre fueron las mejores, por lo que tuvo la oportunidad de terminar la primaria y luego ayudar en el trabajo de la casa para obtener el sustento y cubrir las necesidades de todos en casa. Ahora convive con su pareja; un esforzado agricultor, su nombre es Estenio de 54 años que trabaja día a día en las tierras sin importar la lluvia o el ardiente sol. María y su pareja tienen un hijo a quien esperan darle lo necesario para que culmine sus estudios satisfactoriamente. Viven en unidad familiar en la Parroquia Puerto Limón del cantón Santo Domingo el puerto de intercambio comercial entre las Regiones Costa y Sierra del Ecuador, un sector que fue habitado por una comunidad tsáchila y tiene varios atractivos turísticos. Además los habitantes de esta parroquia en su gran mayoría, se dedican a la agricultura y ganadería. Cada familia de esta zona emprende cada día en lo que su tierra ofrece para salir adelante y no desmayar.
María Isabel en vista de la escasez de oportunidades en el sector privado por su falta de instrucción, se vio en la necesidad de emprender un negocio que consiste en venta de golosinas y comida rápida en el bar de un colegio ubicado en la ciudad. Fue desde hace dos años que María comenzó con este reto y ha crecido y ha podido aportar con los gastos de su hogar que en un inicio solo eran cubiertos por su esposo. Ella invierte en esta actividad 8 horas al día y luego continúa con las labores de su hogar que no puede dejarlas de lado. Ahora requiere un préstamo con el cual comprará algunos productos que le permitan surtir su negocio, pero además comprará un horno tostador con el cual podrá preparar alimentos extras que son solicitados por sus jóvenes y adolescentes clientes quienes tienen un paladar exigente al momento de su recreo o tiempo libre. María espera que sus ingresos mejoren y por ende su calidad de vida. Cuando le preguntamos a ella por qué confía en Fundación Alternativa quienes le otorgan el crédito, ella respondió que es una entidad que tiene el distintivo de apoyar a gente emprendedora del sector rural, brindándoles apoyo y agilidad sin mayores obstáculos para cumplir sus sueños. María Isabel envía saludos a todas las personas alrededor del mundo que a través de Kiva son cómplices de su sueño de superación.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Isabel to purchase a rotisserie that allows her to offer more products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2012
Listed
Jan 24, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 21, 2014