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Zoila
Zoila, age 37, is a nice, good, and hard-working woman. She is in a common-law marriage with Roy, and they have four children, ages 15, 8, 4, and 2. They are living in her mother’s house until they are able to get together enough to buy their own house. Meanwhile, she works a lot in order to be able to give her family a better quality of life.

Zoila sells beauty products like make-up, perfume, and hand cream, among others. On her block she has a lot of customers who are her neighbors, friends, and relatives. She makes her orders wholesale through catalogs.

She waits at her house for her customers. When there are no sales, she leaves to look for them. She has been doing this work for two years. She has learned how to go looking for customers in order to be able to sell a product. She works alone because this allows her to have better income.

She likes this work a lot because it generates good income for her and because it calls for a lot in regards to quality and fashion. Also, it is not very difficult, and she is able to do it during the time she has available each day.

She hopes to be able to continue working. Later on she hopes to have a store where she is able to offer her items to her customers in a more comfortable way.

This will be her first loan with MFP. She hopes for your help in order to continue on with her objectives. She pledges to make her payments. It pleases her to be part of her communal bank because all of the members are very responsible and supportive people.

She will use the requested 900 soles to buy more merchandise like perfume, powder, and deodorant, etc. Then she will have a variety of products to offer her customers.
View original language description ↓
Zoila, de 37 años, es una mujer amable, buena y trabajadora, es conviviente con Roy con quien tiene 04 hijos, de 15, 08, 04, y 02 años. Viven en casa de su mamá hasta que puedan juntar lo suficiente para poder comprar una casa propia, pero mientras tanto trabaja mucho para poder brindar una mejor calidad de vida a su familia. Zoila, tiene como trabajo la venta de productos de belleza tales como maquillajes, perfumes, cremas para manos, entre otros, en su cuadra tiene muchos clientes quienes son sus vecinos, amigos y familiares, hace sus pedidos al por mayor por medio de catálogos. Espera en su casa a que vayan sus clientes y cuando no hay ventas sale a buscarlos, pues durante los 02 años que se dedica a este trabajo aprendió que hay que ir a buscar a los clientes para poder venderles algún producto, trabaja sola ya que eso le permite tener mejores ganancias.
Este trabajo le gusta mucho debido a que le genera buenas ganancias, pero también le exigen mucho en cuanto a calidad y diseño, además no es muy pesado y lo puede hacer en el tiempo disponible que tiene cada día, espera poder seguir trabajando y mas adelante tener una tienda en donde pueda ofertar sus prendas de manera mas cómoda a sus clientes. Por tanto éste será el primer préstamo con MFP, por tanto espera de su colaboración para continuar con sus objetivos. Por otro lado se compromete a cumplir con el pago de sus cuotas. Además le agrada ser parte de su banco comunal por que todos sus integrantes son personas que son responsables y muy solidarios.
Con el monto solicitado 900 soles, comprará mas mercadería como perfumes, talcos, desodorantes, etc. Entonces tendrá variedad de productos para ofrecer a sus clientes.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Zoila to buy more merchandise like perfume, powder, and deodorant, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Feb 5, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013