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Ruth is married with five children and three of her children go to school. She doesn’t take care of additional family members. She has a business selling used clothes. She has applied for a loan of 300,000 Uganda shillings from MCDT SACCO to buy more bales of used clothes. She has been in this clothing business for five years. Besides this clothing business, she generates additional income through poultry farming. She works from her home seven days out of every week and sells on a retail basis only. Her major business challenges include seasonality, the ever-increasing prices and defaulters. She aspires to become a wholesaler and to start importing used clothes. She resides in her own house and the family has no access to electricity or piped water. Her monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 139
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,680.0
    Uganda Shillings (UGX) = $1 USD