Mary is a 34-year-old married woman. She has two children, ages 3 years and 10 years old. She describes herself as a focused woman. She operates a grocery store where she sells vegetables and fruits. She has been involved in this business for five years. Her business is located in a strategic business area and her primary customers are local daily consumers and hotels. She describes her biggest business challenge to be the high prices of fruits and vegetables. Mary will use this 50,000 Kenyan shilling loan to buy fruits and vegetables to sell. Her business goal is to run a well stocked grocery store within five years. This is her second loan with SMEP DTM. She hopes to educate her children with profit generated from her business.