Update on SelphaSelpha is a married woman. She has two children. She describes herself to be a determined woman. She operates a retail store where she sells charcoal. She has been involved in this business for two years. Her business is located within a slum, and her primary customers are residents from the slum.
She describes her biggest business challenge to be a shortage of charcoal to sell during the rainy season. She will use the 30,000 KES (Kenyan shillings) loan to buy charcoal to sell.
Her business goal is to open several similar retail stores within five years. Previously, Selpha took a loan of 10,000 KES and bought vegetables and fruits for where she was running a grocery store.
Previous Loan DetailsSelpha is a 33-year-old married woman. She has two children, 4 years old and 8 years old. She describes herself to be clean and hard-working. She operates a greengrocery where she sells kale, eggs, onions and tomatoes. She has been involved in this business for 11 years. Her business is located ... More from Selpha's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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