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Ferat, age 52, lives with his wife and four children in the southern part of Kosovo. He has more than three years of experience planting fruit trees and selling fruit. Ferat is very charismatic and he feels that his business is going well because his customers are very satisfied. He started planting only apples and now he also plants plums and other fruits. Ferat needs a loan to pay for fences in the place where he plants. The loan will help him to increase his business even more.
He also hopes in the future to own a large parcel of land to grow more, enabling him to improve the quality of life for his family and educate his children. Ferat is very happy and grateful with the loan from Kiva lenders because he can plant and sell more fruit.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 2
    View loans »
    Kosovo Loans Fundraising
  • $1,823,175
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Ferat to pay for fences.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 24, 2013
Currency Exchange Loss:
Feb 17, 2014