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Florence is a single mother of 4 children, all attending school. She doesn’t take care of additional family members. Florence has operated a mini bakery business for 10 years. She sells wholesale only and works seven days every week. Florence's major business challenges include seasonality and the ever-increasing prices of baking flour and cooking oil. She generates additional income by renting out rooms.

Florence has applied for a loan of 300,000 Uganda Shillings to buy more cooking oil, baking flour and wheat flour. She aspires to own a fully stocked bakery and to see her bakery grow big. Florence resides in her own house and the family has access to piped water but not to electricity. Her monthly expenses include school fees, food for the family and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 193
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,680.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Florence to buy more cooking oil, baking flour and wheat flour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 24, 2013
Currency Exchange Loss:
Jun 17, 2013